NiyoX - Digital Banking

What is NiyoX, and what does it offer?

● NiyoX is your solution to simplified banking.

● Opening a digital savings account with NiyoX is a breeze. It's fast, efficient, 100% paperless, and can be done from anywhere.

● With NiyoX, you get the best interest rates on savings and free online fund transfers.

● We offer zero Account Maintenance Charges, 0% commission on Mutual Funds investment, and best in the industry interest rates on your savings.

● Track your EPF with a single click.

● Get Personal Loans quick & 100% digital - Tenure: 90 days - 36 months - Interest rate: 16-36% p.a. - Processing fee: 2.5-5% of loan amount with min. processing fee of {1000 + 18% GST}

Example:

- Loan amount: 750,000

- Tenure: 12 months

- Interest rate: 22%

- EMI amount: 74,680

- Total interest payable: 76,160

- Processing fee (incl. GST): 71,475

- Disbursed amount: 748,525

- Total amount payable: 756,160

- Total cost loan: 37,635 NBFC

Declaration: NiyoX acts as a platform for the NBFCs licensed by the RBI.

What sets NiyoX apart in terms of banking convenience?

● NiyoX is designed to make banking quick and easy, simplifying complex financial jargon.

● We provide an intuitive, easy-to-use app offering Savings accounts and investment options. ● We prioritize simplicity, safety, and smart solutions, putting you in charge of your finances.

Can you highlight some key features of NiyoX that make it stand out? NiyoX excels in providing:

● Digital Account with exceptional offers

● Virtual Debit Card for online transactions

● Card locks and limits for expense control

● The Wave feature to protect your account balance

● In-app support and a Niyo Community forum for assistance and feedback

How easy is it to open a NiyoX Savings Account?

● Opening a NiyoX Savings Account is simpler than roasting papad! All you need is a PAN and Aadhaar.

● Just download the NiyoX App, enter your details, and start managing your finances effortlessly.

What benefits can I expect with a NiyoX Savings Account? A NiyoX Savings Account offers:

● Zero balance requirement

● Best in the industry interest rates on your savings

● Digital Account with exceptional offers

● 5 lakh insurance for your funds by DICGC

How does NiyoX provide digital banking services with a human touch?

● NiyoX brings the entire world of banking to your smartphone, eliminating the need for physical branches, queues, and paperwork.

● We provide 24/7 support, strong encryption protocols to secure your funds, and a seamless digital banking experience.

● NiyoX takes permission to access your SMS to customize personal finance insights. It includes bank balances of savings accounts too.

Terms and Conditions: https://static.goniyo.com/legal/ Terms_conditions.pdf

Update How does NiyoX ensure the safety of my money and transactions?

● Your funds are securely held in your Banking partners, trusted by millions.

● NiyoX uses robust encryption protocols to protect your financial assets, even though there are no physical branche.

Discover banking simplified with NiyoX - your modern banking companion. You can reach out to our team at: niyox.escalations@goniyo.com